You're on your way home from an afternoon ride. When you left the house in the morning, the skies were clear and the sun was shining, like they had been for the past two weeks.

Well now, being in Chicago, you watched the grey clouds come in and started heading for home at the first sign a storm may be brewing. As you get closer to home, the rain gets closer to you and soon the ground becomes wet, but you feel some relief knowing you'll be home before the real rain starts. You could pull over, but being so close to home, you decide to give it your best effort.

You keep the bike as upright as possible as you cross over the railroad tracks. You carefully avoid driving over the slippery white arrow on the surface of the turning lane. You also make sure you slow down and maintain a speed that keeps a safe distance between you and the vehicles ahead of you.

Finally, you keep your bike in a high gear to avoid sharp downshifts on the wet surface. Things are going good so far. As you approach the next intersection, the signal light changes to red sooner than you anticipated and it becomes necessary to brake quickly so you don't go into the intesection.

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